LIQUID ASSETS

We think of liquid assets as something we can quickly and easily convert into cash, like stocks and bonds. With what's been happening to investor portfolios lately, including IRA and 401k retirement funds, here’s something to think about:

· If you had purchased $1,000 of shares in Delta Airlines one year ago, you would have $49.00 today.

· If you had purchased $1,000 of shares in AIG one year ago, you would have $33.00 today.

· If you had purchased $1,000 of shares in Lehman Brothers one year ago, you would have $0.00 today.

· If you had purchased $1,000 worth of beer one year ago, drank all the beer, then turned in the aluminum cans for the recycling refund, you would have received $214.00.

· If you had purchased $1,000 of Grace Fund shares one year ago, you would have $1,150 today.

Based on the above, one of the best current investment plans is to drink heavily & recycle (call it the 401-Keg). Or if you’re not that thirsty you can try an investment in The Grace Fund. Think about it . . .

We need to keep our sense of humor, especially in the days ahead.